Once again, the summer has come to an end. When I was a child, this is when my mother would sing "school bells ringing, children singing, everyone's going back to school again."

This past Labor Day weekend, I heard a woman on the sidewalk singing the same to her children. It actually made me a little nervous as it reminded me of the new classmates, new lunchmates and all the emotions of returning to school. It also reminded me of how songs can bring us back in time and precisely into moments and memories that have been suppressed for decades.

On that same day, a friend posed me an interesting question: "If you could only listen to one band for the rest of your life, who would it be?" I responded: "Could I listen to the independent songs and albums from the founding band members?" His answer was yes.

My first choice without hesitation was the Eagles.  Five number one singles, six number one albums and I get to listen to Don Henley, Joe Walsh, Glenn Fry and Randy Meisner. I could even argue adding Jackson Browne!

As curiosity always kills this cat, I went home and researched the history of the Eagles. I also learned that there is an Amazon Prime Video titled "The History of the Eagles" I can't wait to watch.

The Eagles songs always bring me back to days growing up in the 70's and 80's. I thank my parents and family for demanding I grow up outdoors in the woods and pits and on the farms. There was never a dull day and everyday had a story.

I will end with the proverbial question: What band would you choose to listen to for the rest of your life?

Best Regards,

Don’t Underestimate One of Your Most Precious Resources ... Time

One of the biggest regrets we hear from our clients is that they wished they had started to invest sooner. As we get closer and closer to retirement, it becomes clearer that time is such an important resource when it comes to investing in either the bond market or stock market. As the above article states “Time is a most valuable resource that if lost, cannot be recovered so don’t waste or lose it … stay invested and appropriately allocated.”

Be Ready for a Normal Pullback and Stellar Stock Performance

We’re pleased to introduce something new to our newsletter. The above link will take you to a video discussing how it is normal for the stock market to pull back and grow out of the pullback. In light of September and October being historically challenging months for the market, we felt this video would be a great reminder of why one should remain disciplined with their portfolio strategy and not hit the panic button when the market takes a dip.

Your Year-End Tax Planning Checklist

The filing deadline for your 2021 taxes is over six months away but it is never too early to start planning. This insightful article will help kickstart your tax season planning with some important dates to remember as we head towards the end of 2021.

Making the Most of Medicare’s Open Enrollment Period

Your Medicare decisions will be among the most important decisions you will make to ensure you have access to high quality healthcare during your retirement years. Due to its importance, we wanted to remind everyone that open enrollment is approaching quickly. If you are under the age of 62, forward this to your 62+ friends or family. If you are approaching 65, the Medicare choices available to you can be overwhelming and stressful. The Kennedy Investment Group team is here to help. Please do not hesitate to contact us with your Medicare questions.

Any opinions are those of Jack W. Kennedy and not necessarily those of RJFS or Raymond James. There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct. Past performance is not indicative of future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Sector investments are companies engaged in business related to a specific sector. They are subject to fierce competition and their products and services may be subject to rapid obsolescence. There are additional risks associated with investing in an individual sector, including limited diversification.

All expressions of opinion reflect the judgment of Raymond James & Associates, Inc. and are subject to change. There is no assurance any of the trends mentioned will continue or that any of the forecasts mentioned will occur. Economic and market conditions are subject to change. Investing involves risk including the possible loss of capital. The S&P 500 is an unmanaged index of 500 widely held stocks. It is not possible to invest directly in an index. The market performance noted does not include fees and charges which would affect an investor’s returns. Past performance may not be indicative of future results.

Investment products are: not deposits, not FDIC/NCUA insured, not insured by any government agency, not bank guaranteed, subject to risk and may lose value. Raymond James financial advisors do not render legal or tax advice. Please consult a qualified professional regarding legal or tax advice.